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Travelling on a shoe string budget is possible for people on modest incomes but it's not exactly living comfortably is it?

People want a million dollars so they can live a comfortable life rather than trudging through life and then going to the grave.

Yes, you could blow the lot on a car, house, long holiday etc but they're short term gains that won't really change your life that much. After all buying an expensive house will land you with expensive upkeep/running costs.

A sensible person (here in the UK anyway) could pay themselves a healthy wage (£35k p/year tax free) for 20+ years and they can save the rest for retirement.

The downside to this though is, once you've done a trip to Thailand and so on, I think boredom would probably set in so you'd want to spend the time after that doing something meaningful like working for a charity



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