I would avoid generalizing about black people in America. You might be thinking about "the black urban underclass". Those people are very different from "black investment bankers".

Good point. My ancecdotal comments were refering to upper middle class people.

Then I call total BS, because no upper middle class black person that I know is "constantly looking over their shoulder", at least not in any way that upper middle class white people do already.

I'm going to be done discussing this now; I'm happy to read anything you write in response, but this is one of those super-unproductive discussions that is inevitably going to embarrass me in a year.