If you want to use a bitcoin bank you can. If you don't then you don't have to and can self custody.

You have the choice to do either. Which is not the case with electronic claims on fiat money, as they require a bank counterparty.

Then try looking at the post I responded to?

Your responses to me seem kinda pointless here.

"Crypto is great because banks suck" "I'm ok with banks, therefore this isn't a need I have"

Then you come along and tell me crypto can maybe act like a bank. So what?