Again, I don't think that's really true historically. Even in pre-state societies or in present day societies with failed or weak states people still have homes that they live in consistently from day to day.
Sure, sometimes the dudes with guns show up and force them out, but that isn't a constant occurrence.
It's feudal based on hard power in one way or another.
The way it's set up now is the cops enforce a common set of rules we agree upon.
You don't have the power to enforce your property rights. Nobody really does.