What risk? That you have to wait a few days for your bank to send you a new card if it is compromised? There is no accidental charge risk as you then just call the bank and have them remove it. If your bank makes that difficult then switch to a reputable one.
1. You are actively funding thieves. This is wrong on so many levels it is bizarre.
2. All subscriptions need to be redone.
3. Even in a perfect world it is quite the hassle. And that is not taking into account the added problems if this were to be happening while you were on vacation.
Even risking only one of those is a complete dealbreaker.
This is an institutional problem. Since banks are so unreliable that information leaks, identity theft, and fraudulent charges are expected, they have this strange relationship with the customers, who do not treat their CC information as secret (not that it would help). It is sort of a cyclical thing, maybe.
Yes, but the only reason for that is because banks have convinced enough people to accept it.
In the end we have a deeply unethical and immoral system for the benefit of banks and to the cost of society. I don't subscribe to that.
There is no reason to be careless with your cc even if there is little risk to you personally. Subscribing to a free service that requires a cc is definitely being careless.
