If you look at Oxford you'll never have heard of 80% of those. People mostly know 15-30k words, but their productive vocabulary is smaller than their receptive, so for anyone coming up with random words 10k sounds pretty reasonable. Once you go beyond about 35k in word frequency lists, it turns into pretty technical/archaic stuff.
You're forgetting the salt added. Compared to the original post I commented on, 512 mil is way larger than 10k. So it's 512 mil known passwords, times however large the salt is...it's not trivial -- and their 10k list was expected at 6hours...
No, clearly most people don't pick their passwords from a 10k wordlist. My argument doesn't rely on them doing that: my argument relies on them picking bad passwords. I am using 10k wordlist diceware-style passwords only as an entropy estimation of a pretty good password.
And the Oxford dictionary has ~171k words, so not sure where a 10k list even comes into play