I understand your difficulties and sincerely hope you'll manage to get out of them. Also Im really happy to be in west Europe where we have a real social security. Say what you want, you don't build incentives with health. You just stop and heal people (of your country). Case in point : whoever you are, where I am you will have the expensive surgery / medicine / scanner. For free. Prioritized with your health and benefits, not how much you earn (well that's true to a good approximation)