The vast majority of owners never deploy it.

The vast majority of car owners never deploy their airbags. Doesn’t mean they aren’t worth every penny.

Of course. My point is that you can't just look at the number $125/mo and make a decision. You need to also ask how often they are successfully used. Your airbag definitely wouldn't be worth it if they were used 1/100th as often (and probably not even if it were 1/10th).