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>Plus you'd have to trust them now with your CC data.

This is a failure of the CC provider, not that the customer cares. If you use something like 3D secure, you don't have to worry about the merchant misusing your data.




Don't underestimate laziness; I've given up on buying stuff just to avoid getting up from the couch or bed to get my phone :D

It also made purchases with the company CC annoying - couldn't buy anything when the boss was in a meeting.


Last time I read about it, using 3D Secure changed your liability agreement with the credit card provider. Not to mention that its implementation is a confusing mess that bounces you between badly designed websites with questionable security.




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