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500 thousand dollars is nothing to sneeze at. The thing about crushing debt is that ... it's absolutely crushing.



one shouldn't run up debt in a STEM graduate program. Sure, there is a big opportunity cost with regard to wages, but that's not crushing debt


My tuition was fully paid and I got a $1600/mo stipend for being a dedicated research assistant. So the opportunity cost wasn't worth it when I discovered I'd be earning the same on either career path.


Especially when you consider compound interest. :)




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