Virtually every major step forward I've undertaken in life, I've had this reaction after the fact. "Why didn't I do this sooner?" It's making me a little bit quicker on the draw as time goes by. When weighing risk vs. reward, I'm more apt to lean into the reward. Risks are usually far more daunting when they're in the realm of the imagination. (And like many I suspect, I'm pretty good at imagining impending doom.)