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Well they actually weren't able to do this so accurately without disrupting service it seems.

At least I think in my case, and it's part of the reason why I don't use Uber today: I had an Uber account for a couple months prior to this incident but never used it. One night, it was about 3a.m. and I had a bit to drink. A friend gave me a promo code to use, so I could get a discount on my ride home. I put in the code a couple times, but it kept getting rejected. I think I tried this about 3 times, and finally got a message saying my account was blocked or disabled. I gave up and called a cab. I tried to get my account re-instated the next morning, by sending an email from the address I used to create the account in the first place, but got a response from an Uber rep. asking for a copy of my ID! I didn't feel comfortable sending over my ID, especially since it was not required to create the account in the first place and informed the rep as such. The response was: "I completely understand why you are concerned about providing this information. To reactivate your account I do need to verify your identity. If you can cover all but your name, the last four digits and expiration date on your new card, as well as any sensitive information on your ID, that should minimize any security issues".

I'm not sure why it was such a big deal to have that information, but I'm guessing that they wanted to ascertain if I was a hostile or not, but I had a car and wasn't dependent on Uber for survival so... no thanks.



That could also be a CC fraud detection algorithm


Highly probable. Uber has probably lots of problems with credit card fraud, as do many marketplace services.




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