It would be cool if bills appeared in an inbox on your online bank account so you could review and pay it in one click. Also, you would have the full details of what you bought in the history of your account.
Also a graph and projection of your bank balance would be neat.
Exactly what I am thinking. There is so much inefficiency involved when dealing with money and in fact much of bureaucracy.
My bank offers the same "services" now for almost ten years. It always feels like the 90s all over again when I have to manually handle csv files. I don't even want to talk about advanced stuff like processing of invoices. I don't care enough about it to really have some script scraping it for me automatically and the lack of an API does contribute to that.
There is so much overhead to all of this it's unbelievable.
It would be cool if bills appeared in an inbox on your online bank account so you could review and pay it in one click
A lot of banks have some sort of bill pay feature. I have a feature that is exactly like this in my Schwab account including being able to view the bills to see what's on them and pay in one click.
My Banks have sort of a bill pay feature though it's not like I described, it's just a pre-populated list of payees like Electric, Gas, Water etc. companies and it's not even that simple because each company often has several accounts so you have to pick the correct one.
Also a graph and projection of your bank balance would be neat.
Actually, an API for a bank would be really cool.