The statement that "all HSMs and smartcards are the same" shows limited understanding. High-end HSMs can take 1000s of hits per second, a smartcard only a few.
why would this distinction result in a new name? my consumer switch and an enterprise switch are both switches, because that's what they do. or e.g. all cars, it doesn't matter if it's a ferrari or a lada, it's still a car.