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The top chart looks correctly formed, but you may be right about the bottom chart on that page: "Probabilities For Years Left to Live".

If I'm reading correctly, it seems they tried to deduce the bottom chart from the top chart, which is not appropriate for the reason you wrote.

The top chart only considers ONE year into the future from TODAY, based on someone's age TODAY. More specifically -- It's a chart for survival analysis (predict rate of failure, based on a certain fixed time period and a certain starting date) not life expectancy (predict the time period over which a certain fixed rate of failure occurs, based on any future date.)

The bottom chart though, should be far more influenced by the predicted increase in life expectancy -- since it would have to account for decades of predicted average life expectancy improvement, instead of just increase in average predicted life expectancy over one year, which probably has a negligible effect on the top chart.




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