I find your comment funny considering the OP, it's literally OpenAI claiming ChatGPT can start conversations now (in extenso give you inspiration/ideas).
Most of these at least in my region are made from cornstarch. They decompose well/without "microplastics" but only under correct conditions.
Home composts aren't usually meeting these, their temperature isn't going high enough for full decomposition and you can have traces of polymers left behind. I throw them in the trash for compostable waste because thankfully my collectivity collects these to generate biogas and my guess is they do end up in much larger/managed composts where they can fully decompose.
PLA doesn't actually biodegrade outside of specialist industrial facilities, it was much vaunted as an eco friendly thing when 3d printing started using it, but we rapidly found out it can last decades without breaking down much if at all.
In a way I see these algorithms as segregstionist, their goal is ultimately to isolate certain groups and perniciously expose them only to the rage inducing bad aspects of the other group(s) to generate more posts/likes/comment.
Segregation applied to public spaces should indeed be banned, when these platforms become so huge, they become a defacto public square that you can hardly avoid effectively without missing a good share of the conversations that need to happen in public for a healthy flow of information, so I would not see an issue with law makers to regulate this... obviously as long as it's applied fairly.
The issue is that currently even platforms that are getting regulate, for even more concerning aspect (national security, undue foreign influence on fair elections) like Tiktok seem to be exempt of the law itself and the US Congress seem unable to get the laws they voted in a bipartisan manner enforced... the only reason I see is that a certain tangerine tinted individual sees it as a tool to control the American discourse in his favor, and thus refuses to enforce the law. So these concerns about healthy public spaces are taking the backseat for now.
> Even for their website they demand a phone number just to read anything.
Does it currently? I have a couple Discord accounts that never got tied to a phone number and can still use them.
Telegram on the other hand does that, I've never managed to get my own account for it without a phone number... and all the anonymous (pay for temp number) end up giving you a shared "account" that anyone can take from you if they get attribued the same number (and they will).
You think El Chapo had a lot of banking issues in practice? He went around most of these hurdles with and without the complicity of banks and governments.
HSBC's cash deposit tellers in Mexico were even reported to be wider to accommodate the larger cash deposits from the cartels [1]
The same people we put in charge of watching their own activites are the ones breaking the law, repeatedly... and the governments enable it by arguing that fines are "preferable" to real prosecutions and firm/long prison time for complicit bankers.
They are just taking their share on the illegal traffic revenues, like mob bosses do. No intent to stop them. And in the mean time all these AML hurdles hinder legal activites.
The moment you try to look into the fines governments impose on banks caught money laundering and the rare cases in which bankers actually see a prison cell, your last option is the most likely one, with a sprinkle of the two others.
My main issue is that all the AML/KYC/KYB barriers we have to deal with never seem to be subject to efficiency tests, all the studies I read and the few audits of these system seem content with it's likely better than doing nothing... but never measure the lost opportunities in trade/business they cause.
In a way it's the same hopless fight against so-called piracy for movies/games. The motivated actors who want to break the law find ways to do it at a large scale, mostly without consequences... and the honest people are just hindered when they want to use their content (even lose access to it when DRMs rely on the existence of the developer/publisher and their goodwill to maintain it way past the time when that media was able to generate revenues).
> That laser inscribed metal fob with you keys on it
Unless you manually inscribe it with a laser (good luck), that wouldn't really be a great idea unless the computer assisting you in the inscriptions is completely air-gapped.
Stamping/manually engraving your seed on fire resistant stainless steel (308 is my preference) is still one of the most "air-gapped" way to do this.
> at some point they connect to the internet for transactions,
Some don't, for example ColdCard. It is possible to use it without ever connecting it to a computer. Using a power source and a USB cable, they even offer a way to avoid using power adapters (using common batteries) as these tend to become "smarter" these days and could one day be the source of an exploit.
I guess with QR codes the ColdCard is fairly airgapped. Nifty. Is it a trustworthy company? Is the intermediate PSBT human readable — can you confirm contents before submitting to network?
I almost feel like crypto bros are all into HODL because spending coins is just too much effort!
Coldcard/CoinKit have been in this space for few market cycles now and don't have major leaks/issues (unlike their major competitors who both leaked cusotmer data, putting their customers at risk considering the product).
I'd say for hardware wallets they are as trustworthy as it gets. And they open sourced both their firmware and hardware schematics so it's easier/possible to verify what you are using, if you have the abilities to do it.
The PSBT format isn't human readable (binary), it's following a BIP standard and open source tools exist to decrypt it... or simply use reputable wallets which support this format. And yes before signing a transaction you get a summary of the transaction/fees decoded by the ColdCard device. You then reconfirm it in the wallet you use to broadcast it before sending it on Bitcoin's network.
> I almost feel like crypto bros are all into HODL because spending coins is just too much effort!
A hot wallet is really no hassle to maintain and use, keep whatever you are willing to lose in it (like you would do in your real world physical wallet with cash... if you still have one of these). For larger amounts HW are more of a hassle... like it's more of a hassle to go to the bank to deposit/withdraw large sums. The differences are that Bitcoin is open 24/7, doesn't tell you what you can/can't do with your money, doesn't add/charge more fees each month for service you didn't ask for and most importantly isn't at the mercy of a single political actor deciding to devalue it more by increasing the national debt. It will be affected by markets like all things, but its total supply is quote certain at least.
The GENUIS act and I think MICA both disallow that part, exactly for this reason... traditional banks were seeing the writings on the wall and lobbied for such yield distributions to remain their own privilege only. For now.
But you can pretty easily find similar/better yield using DeFi and stake/bond some of your crypto assets in various strategies.
The difference is that there are virtually no minimum and usually no KYC... but there are also not many guardrails/gatekeeping, which leave the place to many scams/traps. It's best to stick to the largest platforms/communities and not fall for insane APY claims.
You're right that they aren't speculative in the financial sense of "hopefully gaining value over time", but you do speculate (in the more general sense) on the fiat-pegging mechanism(s) to work to preserve the value you are storing in them...
There are different flavors of stablecoins though. There's the ponzi scheme flavor that is propped up based on hand waving alchemy, and there's the boring (and now regulated) flavor that's actually backed by real money.
Sure, in the same way that holding USD is speculating that the government won't halve its value tomorrow. There's speculation, and then there's speculation.
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