Identity theft can have far-reaching consequences and calling it a "pain in the ass," even an "insane pain in the ass," is barely scratching the surface of the experience.
Give me a break. Lifelock are in the business of selling you a product to protect against "identity theft".
By very definition, they are in the business of scaring you into buying their product. They are fear mongers. Their advice is not worth 0.02.
> Identity theft can have far-reaching consequences
The one person that has replied so far that it has happened to said it resulted in bad credit for a number of years. That's it.
What other "far-reaching consequences" are you talking about?
I agree that the lifelock link was not impressive, but in the second link (search for "My third topic") there are significant examples of identity theft that would have far-reaching consequence such as:
| "Victims are often scarred emotionally. They feel violated and helpless -- and very angry. I've heard people use the word "rape" to describe how they feel. "
| "A search of his SSN showed he was wanted for a crime in the Bay Area. He was transported from San Diego to San Francisco and put in jail. It took him 10 days before one of the officers believed him, took his fingerprints as he had requested all along, and realized they had the wrong person."
| "when the imposter is working under the victim's name and SSN, and the earnings show on the victim's Social Security Administration record. We learned of one such a case that had been going on for 10 years. The imposter obtained the victim's birth certificate, a public record in California. And even when the victim acquired a new SSN, the impersonator was able to obtain it shortly thereafter. Victims of employment fraud often must deal with the Internal Revenue Service because IRS records show they are under-reporting their wages."
No horse in the identity theft question, hasn't happened to me, but I did have seriously bad credit for a short while due to a cockup by my bank, exacerbated by difficulty passing identity checks due to moving house a lot. Some of the potential consequences:
* I almost ended up in a situation where I couldn't get paid or pay bills, because no bank in the country would let me open an account
* I was at risk of becoming homeless because my lease was expiring and you can't rent a flat without passing a credit check
* Even signing up for a mobile phone or home internet requires passing a credit check
So: No job, internet, or house. Pretty far-reaching!
Eh, I immigrated to the US, then later to Canada, and I experienced exactly the same thing because having no credit rating is the same as having the worst possible credit rating.
I got over it, and figured out how to move on with life.
How did you get over that? I was only able to get past those obstacles by fixing my credit history, which fortunately was relatively easy as it was a mistake by my bank.
I spent years on a "bonded credit card" with limit $1k (i.e. they held $1k of mine in case I ever defaulted on the card) and kept a healthy amount in my savings account, and always paid off my card in time, until they slowly started to trust me.
I also had to put down deposits to get phone, apartment, electricity, etc. etc.
I made an app for a ChallengePost hackathon in this area, http://rackspacemobile.challengepost.com/submissions/28855-o... . I think TaskRabbit and similar services have a tremendous opportunity to build a base of passionate and trusted workers, but instead they're gouging them (25% commission past the first introduction is absurd) and misunderstanding why every worker I've talked with feels betrayed (from lack of trust on TR's part related to communication from worker to employer, to an oversimplification of scheduling that actually prevents workers from committing to multiple jobs in a day).
Or maybe the business is running smoothly and they're minting money so they just don't care what a minority of dissatisfied-but-loud customers/workers say.
Lots of examples in there, useful to Inspect. I'm glad this got resubmitted or I might have missed out, it seems extremely comprehensive to prototype with.
Everybody knows the speakers are for inspiration, but the mingling and conversations with like-minded founders is where you get all the real work/enjoyment.
Yes, I totally agree with you. I think to get into conversation with those like-minded founders is an art. It takes good amount of time to learn and get good takeaways.
You've been here for almost a year. Have you read the guidelines for HN? Specifically "Resist complaining about being downmodded. It never does any good, and it makes boring reading."
In general, comments in this community move the discussion forward. I'd argue that your original comment added nothing to the discussion and was not intended to, which was the reason I downvoted it.
This is the perfect approach to take! While I think the future of Famo.us + Phonegap is super bright, at the moment you're definitely better served using something like this to prototype (while still looking good) and validate, and then potentially go Java/Objc if you need every last drop of performance.
I bet a Flipboard-clone wouldn't be too difficult for a few engineers to bang out in Famo.us. But then again, the value of Flipboard isn't in being a beacon of iOS beauty and functionality, but instead lies in the apps wonderfully-curated content.
Thanks for the feedback! Did you see a different button? (+ new app) perhaps? I updated the url to use the git:// one. I'll have to look into the 20mb limit, I never noticed!
For each native platform, there actually aren't many (viable) choices. Android has Android (framework) and Java. iOS has iOS (framework), and a choice between two very similar and interoperable languages, Objective-C and Swift.
If you decide to go HTML5 cross-platform you have Phonegap vs. other web wrappers (wrappers); Ionic, Famo.us, Sencha, hand-rolling-your-own (frameworks); and finally just JavaScript (language).
This is ignoring other cross-platform things like Xamarin (which consists of Xamarin the framework, C#, and still also the iOS or Android frameworks, depending on your targets), Titanium, etc.
http://www.lifelock.com/education/identity-theft-recovery/ef...
https://www.privacyrights.org/ar/id_theft.htm
Identity theft can have far-reaching consequences and calling it a "pain in the ass," even an "insane pain in the ass," is barely scratching the surface of the experience.
edit: grammar