You could use a firefox extension called BlockTube. You can still access Youtube but it’ll hide certain videos based on channel name, keywords in videos, etc.
For example, I have “Trump” or “Musk” to block any video with these keywords in the video title.
If you click on a share link video and those keywords appear, it’ll just show a black screen.
As someone who has both owned multiple residences and rented multiple residences, I can confirm that ownership brings substantial happiness and renting brings substantial stress. The primary exception is when renting is cheap, but that is no longer the case since raises do not keep up with rents. With ownership, particularly in the absence of a mortgage, one can just choose to not have a job for long stretches, and this is basically impossible when renting unless one is exceedingly wealthy. As such, the clause that a mortgage adds unhappiness is an important one.
Sure, but that's demonstrably more to do with the actual financial position than the ownership status. If you own the house and no longer pay a mortgage then you're ipso facto wealthier — although you presumably do still pay property tax.
During the period of the mortgage, while rent wouldn't necessarily be cheap, it would be cheaper than the TCO of the house. The overall financial consideration is complex and pro-ownership dogma is just dogma: see e.g. https://www.youtube.com/watch?v=j4H9LL7A-nQ. More importantly in my opinion, though (and especially for single childless people), rental housing is available in smaller and finer-grained quantities.
I think so, I’d say by 2030. By that time, I plan on visiting my local Boot Barn to buy some work boots and then apply for an apprenticeship as a land surveyor.
Good choice! Land surveying is a pretty interesting and underserved/in demand field, although the earning potential doesn't seem ton fully reflect that for whatever reason.
I know a dozen of those, and most of them are "starting their own company (stealth)" - aka they're unemployed for many months. It's all very weird (despite people saying "it's going to start improving" for 2 years now)
the Boomer retirement(or lack of) bomb is currently going off. This generation had quite a large cohort who experienced an economic "miracle" throughout their childhood, and developed a troublesome and largely unrealistic grasp of pay and quality of life level for expected labour. They were the generation of just showing up to work and a firm handshake was enough for automatic promotion over time.
Boomers are in their 60’s and up. Covid took some away, certainly their jobs. People who still had a pension took it and are gone. Social starts up ok at 62-63 if you’ve done ok saving. And judging from the typical ageism we all discuss here people just ain’t interesting by that age. So they’re not taking up jobs like they used to.
Houses, yeah, but unless you’re going to dump them offshore ya gotta live somewhere. Many have or are downsizing which frees up larger houses in desirable areas. Not their fault that investment firms are inhaling houses to give them a better return than stocks.
And remember all this retirement savings stuff has to start paying its taxes at 72 or 73 so the government gets their share. Downward price pressure won’t help the market but one has to sell to eat.
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