Same, until I went to the US where nothing is standardized and somehow there's private companies worth billions that cover this precise use case. It's actually mind blowing.
The single banking system of Canada is a massive win in this regards
I don't think passkeys are for password manager users, but rather people who are tech illiterate. The problem we're seeing now is that passkeys are confusing as hell for non tech people, the target audience. A period of transition is bound to happen.