Because it could just as easily be a scam in the other direction. Get paid for a legitimate service, have the payment reversed. The bank doesn't want to get involved - easier to treat Zelle payments as if you handed over cash.
It cuts both ways. What about the homeless person dying in the cold because he can't afford shelter due to sky high building requirements - is that included in the building code enforcement rules?
That's more due to exclusionary zoning than building codes. There is no reason why we couldn't build, for instance, a boarding house under modern building codes, which would create more affordable housing on the low end. The reason that doesn't get built is that the zoning doesn't allow it.
That's partially true, but it's really a combo of both. Things like dual staircase requirements, elevator size requirements, and sprinkler requirements make it extremely expensive to build any sort of housing.
A recent affordable building in SF cost over $1 million per unit. That's completely unsustainable.
> Things like dual staircase requirements, elevator size requirements, and sprinkler requirements make it extremely expensive to build any sort of housing.
And you want and need precisely that in a house with fluctuating occupants of which a high percentage will have some sort of mental health issue.
Cutting corners on boarding houses will lead to fire catastrophes.
> Cutting corners on boarding houses will lead to fire catastrophes.
Nobody denies this. The question is whether said fire catastrophes really claim more lives than homelessness and wintering on the street. (Obviously fire catastrophes are a bigger PR problem and get more media attention, but is that really the appropriate metric for human suffering?)
They don't, but fire catastrophes are one of the most gruesome ways to die - and worse, a fire can always spread around and endanger even more people. There are reasons why fire codes are among the oldest laws in humanity.
A good advice is to remember that in case of fire what kills people most of the times, is the smoke. Having extinguishers -and- breathing bottles could help. Maybe there is room for designing a new product that would act as two in one?.
Setback, minimum square footage, minimum parking are all part of “building codes”, and can be used to enforce zoning and restrict development without sounding as political as “zoning”.
Or just regular medium density housing, like say 4-story 8 unit buildings. The stuff that makes up the majority of the housing stock in most Western countries, but seems impossible to build in most of the US due to zoning.
> The reason that doesn't get built is that the zoning doesn't allow it.
The problem is not just zoning. A boarding house simply doesn't generate noticeable income compared to standard residential housing, and with exploding land prices it simply makes no sense financially to cater to poor people.
If only there were some sort of organization that didn't need make a profit and wasn't "run like a business". One that everyone gave money to, for the benefit of all society, to make things better all, but especially for the lowest on the totem pole. If only such an organization existed! It could be in charge of governing the people, and the people could choose who runs it with some sort of choosen-ing procedure.
That's not because of building codes. That's because of people who don't believe in helping their fellow man through, oh I don't know, paying taxes, supporting the welfare state, paying living wages etc.
Well, ok, since you started it - how much do you, personally, donate to homeless shelters and food banks? You have a lot of discretionary income to do so since your taxes are lower than you appear that you would like them to be.
These shouldn't be supported by charity, thus the welfare state. It should be a burden put on all tax payers so that help can be provided beyond just what I feel like donating to. That's literally the point of taxes, and arguing that they should be higher isn't negated just because I personally don't donate to charities. It should be society as a whole (while given a progressive tax rate).
Do you? If not, the SF Marin food bank would love your help! As little as a $20 one time donation would be appreciated. If you have an excess of time, in person volunteering is also deeply appreciated.
Spoiler alert: Unfortunately, no matter how much money or time you give to this organization, or similar, the ills of capitalism inflicted on the poorest residents in the area won't be solved.
I should not have to donate a single penny to a charity to end homelessness. The US is a rich as fuck country, and has every ability to end poverty, up to and including increasing taxes for well off people like me.
Am I really supposed to believe that we could build an entire cargo ship every 3 days out of 18 shipyards in 1942, but we somehow can't build a million simple and dirt cheap homes?
I don't think I've seen a case where the local government wants to build more housing but, gosh, they're just too expensive. It's usually NIMBYism or just general disinterest in a "non-sexy" political issue.
I think the earthquake is a standalone counter-argument to not wanting proper safety standards. Of the remaining buildings, how many are to be condemned as unsafe? I'm not sure what the homelessness problem is in Turkey, but I imagine it's now far worse.
> What about the homeless person dying in the cold because he can't afford shelter due to sky high building requirements - is that included in the building code enforcement rules?
That's ridiculous. There's a hundred different issues causing a homeless person to die on the street. Building code regulations are way down that fucking list of somewhat barely related causes.
That is the best reason to use cash. Isn't it scary that debit money guarantees you pay more taxes, and it is also used as evidence against you, and to violate your privacy?
Cash doesn't have any of those issues, its amazing. That's why governments hate it! (literally!)
Because it doesn't get reported as income, there's no record of it. Thats why central banks are purposefully hindering it - it takes away their capacity to confiscate and control with it.
The capacity to not pay taxes is a very important tool of civil disobedience, just like protesting in a public street.
You can still not pay your taxes if you want to use tax fraud as a method of civil disobedience. The government doesn't just grab a random bank account and take money from it.
Sure, they'll send collections after you and get the money one way or another, but it's not like a bank account is going to make any difference there. They'll force open your door and sell your stuff if you make it hard enough for them, not sure how that's better.
They care when people owe them money, the same way you care when people owe you money. They prefer not to have to bother to send someone to your house because even though you'll be the one paying for the extra costs, it takes time and effort spent better on other things.
I'm sure the "taxation is theft" crazies will have some legal fanfiction about how the government can't just take your money if you only use cash but in practice you're only getting yourself into trouble for no good reason if you try to commit tax fraud.
Pretty sure, yeah. My tax forms have always been filled in for me because the government already knows what I earned from what company. It's why doing taxes takes five to ten minutes every year. With income tax held back automatically by the employer and VAT and other tariffs added directly to the store price, I've never had to think about this stuff.
It's possible that I may have dodged a few dollars of taxes when buying crap out of China when they put a fake bill in the outside to dodge import taxes, but I don't believe there's a way for a consumer to manually pay those once the package has crossed the border undetected. These days they've changed the system, though, so I don't think it would happen again.
Sounds great. I have a business proposition for you.
I will pay you 1000 dollars for the right of taking every single asset you have if at any point it is proven you haven't paid all your corresponding taxes.
This is free money for you and your sense of justice. I can send a contract as soon as today.
Why does it survive?