I don't think this is the cure for student loans, though.
The #1 reform student loans need is to be dischargeable through bankruptcy. There's a long list after that.
Credit records doesn't make the list for student loan reform to me. Credit records should be about choices, which student loans are, and which medical expenses are not.
The cliche about $200k debt for a liberal arts degree is perhaps an exaggeration, but the core of student loan reforms should be on realigning incentives to make sure the ROI is positive.
A bit unfair. A neighbourhood orientated social media platform is always going to have a vocal tiny minority of the people you described. I’d like to hear suggestions on how she as a CEO could prevent those issues
Nextdoor is close to the worst example I can think of in terms of dark patterns and user experience, and I don't say that lightly. I think it is quite fair to lay that at the feet of the executives.
I would be sympathetic if it were not for their insane level of dark patterns, spam emails and growth hacking schemes. I had to make a blanket ban on @nextdoor.com email addresses because a dying relative was unable to parse their actual emails over nextdoor’s spam.
A UI can promote positive interactions, and a moderation team can mitigate negative ones. Quite tired of hearing implications that social media platforms aren't shaping the way people communicate on them.
I.e. the app can brainwash people into reflecting some specific sensibilities. That's some Orwellian-level stuff there.
The platform shaping communication is a fact, but not a license to use it to program a worldview. The job of a general-purpose platform is to enable communication, but otherwise stay out of the way.
> an app that is IMO rife with bigotry, xenophobia, and scare mongering
I don't use it a lot. But my Nextdoor is basically pictures of animal sightings, pictures of pets who got out and pictures, a few hours later, of them being found.
I would think you should admire her for taking a strong moral stand at the expense of the business. She added a number of grievance-oriented features to reduce "bigotry", "xenophobia", etc; thereby making the product less able to render reality; thereby hurting its value proposition; thereby losing users; thereby cratering the share price.
For those looking:
"All participants were taught and instructed to follow a KD, (macronutrient proportion 10 % carbohydrate, 30 % protein, and 60 % fat; at least 5040 kJ). Participants were not instructed to count calories, but to reduce and monitor carbohydrate intake to about 20 g (excluding fiber) per day, eat 1 cup of vegetables per day, 2 cups of salad per day, and were encouraged to drink 8 glasses of water a day."
What is supposed to be low? In my casual supermarket label reading you seem to get at least some carbs (non-fiber) from things like cauliflower and other greenstuff. I was happy when I could get stuff that all had at most 5g carbs per 100g. But I was doing very informal low-carb and not keto.
Musk the worlds most hyped "capital allocator", a phrased increasingly parroted by billionaires and aspiring VC-bros as their raison d'etre to excuse bad behavior.
It's been observed that the homeless work harder just to get through an average day in more-or-less one piece than almost anyone with a job does (and hell, quite a few homeless do have jobs, in addition to the rest of what they deal with every day)
The report showed that inflationary pressures, despite receding elsewhere, are still prevalent in the labor market. Average hourly earnings rose 0.4% on the month and were up 4.1% from a year ago, both higher than the respective estimates for 0.3% and 3.9%. The average workweek edged lower to 34.3 hours.
The only realistic way is to have a scanner with an automated feeder (which aren’t really all that expensive). I invested in a laser color printer years ago and I have not yet had to replace the toner. Otherwise you can also do it at your office or business centers at hotels (I’ve done this a few times and they don’t really care/notice). Worst case scenario would be a fedex location but that can get pricey very quickly since they charge by the sheet.
I’ve used scancafe a number of times and actually wrote an early-on review for CNET.
One general piece of advice is that before you go crazy, think about what you really care about saving. There’s a cost to scanning of course. There’s also a cost to metadata and other cataloging so that you can actually find what you’ve scanned.
For photos everything is in Lightroom with at least a modicum of organization. When my dad decided he’d like a digital picture frame of older family pics it literally took me about 30 minutes to pull together.
This is a good point. For my use cases, I get a bulk rate, and dump everything into digital storage and a processing workflow. Once digital, it's a future problem, but at least it'll be preserved on disk and tape somewhere. Apple didn't have machine vision in photos when I started doing this, for example, so I lean heavily on Moore's Law (very broadly speaking about tech acceleration) that future tech will solve (facial recognition, OCR, machine vision metadata generation, generative AI) so save, digitize, preserve now when it is cheap to do so. Once gone, it is lost to the sands of time.
It’s certainly use case specific. In my case, less is more. A fairly heavily-curated collection of photos is more valuable to me than a data dump that may preserve some diamond in the rough that future tech may do something interesting with.
Photos of a historically interesting event? Sure. But for old family pics I’m happy to have hundreds of curated photos of mostly people and call it a day.
If you have an iPhone, the scan feature of the stock iOS file explorer is quite good. Just hover the phone on top of the documents and it auto-detects, crops and combines them into a pdf.
"and walking is made more viable at the stroke of a pen simply by changing the zoning and building code to actually allow people to build walkable neighbourhoods with retail amenities,..."
This is an easy claim but unrealistic in North America. For the Boomers that have lived in single family housing for decades, those who also represent the larget voting block in most major cities, you're expecting them to forfeit their percieved "quality of life."
Have you seen large apartment projects in US cities, they are atrociously designed, with the vanity of walkability but rarely deliver the NYC or San Francisco level of walkability that they are selling.
Yimbys would do well to insist upon better replacement products.
> Yimbys would do well to insist upon better replacement products.
I have long ago learned that I can't think of everything. By allowing someone else to think and rethink the problem instead of insisting on a solution we can do better.
We have many examples of mandated replacement products where the ground floor retail I so strongly went is intentionally left empty because there is no demand. We have many examples of other things that sound good in the design phase but turn out not to work out for whatever reason.
Thus I want to allow property owners to as much as possible do what they want. Some things they will try will turn out to not work out. Then they will try something else until someone hits on a winning idea and then all developers will copy that. Thus I will allow you to build a pig barn right next door: so long as your pig barn cannot be smelled in my yard I'm okay with it - in this way people can figure out how to build great neighborhoods without me having to work out all the details including about things I didn't think about.
