The majority of money moving today doesn’t seem to need an additional system.

The same thing could have been said about information in the pre-Internet era.

The internet enabled an explosion of growth of useful data and communication.

Changing the currency system just because the old one wasn’t broken enough is not a good idea.

Your first sentence draws a conclusion using the benefit of hindsight. Your second sentence doesn’t make sense in the context. TVs and radios were also not broken before the internet.

That’s what I’ve heard. They may lead you on to keep you on the hook in case they need you without even getting work from you. This isn’t really a scam; it’s just about them wasting your time. And there are so many suckers that they can be picky about who they do this to.

If you really want to freelance or have a startup, you have to be able to differentiate these people from legit opportunities. That can be extremely difficult; someone that seems like a scammer could be ready to pay a great rate or invest in your company; someone else that sounds legit could be wasting your time.

Which other libraries has NYT used, or do they have something custom?

I’m impressed also with what I’ve seen, but I don’t know what they do.

D3 is, in fact, their "something custom". Mike Bostock developed it while working at NYT.

I did not know that! That explains a lot!

It is not true. D3 was built in Stanford in Jeff Heer's lab

http://idl.cs.washington.edu/files/2011-D3-InfoVis.pdf

When you sign up for a variable rate loan and default, you should not sue.

The provider in question was providing a service at a variable rate. It had to have been clearly part of the terms.

Who to blame are the regulators. Variable rate loans shouldn’t be allowed and neither should this variable rate wholesale crap.

But suing someone over a bill in a class-action suit? Do you think the consumers will all get refunded fully? The law firm will get that money.

This is a good example of overlitigiousness.

I know that you didn’t mean to completely throw the conversation from Firefox to Expounder, but you succeeded.

Mozilla who? That’s where we are now.

MRR vs net and debt. Why?