With PayPal you don't need to imagine, you will get cut off randomly just by using it. Oh you have triggered fraud detection, let's waste a week of your time talking to customer support.
I finally gave up on PayPal. Years ago, some hardware vendor had a discount for paying via PayPal. I made an account using my real personal info and personal payment cards, and they immediately flagged the account as fraudulent.
I put in a support request and, after some back and forth with support, they eventually, what I think was weeks later, marked the account as legitimate. At least, that's what they said they did. That promo was still going, so I tried it again. PayPal still wouldn't let me pay due to being flagged as fraud. In a follow-up with PayPal, they claimed it would take a few days before I could actually use the account. The promo expired at the end of that day, so I just deleted the account and decided PayPal is a waste of time.
