For those interested, Schwab has one of the best modern banking experiences. For those of us that like to travel a lot (ATM withdrawals, foreign transactions, etc.) Schwab is awesome. There are no minimums, fees, foreign transaction fees, and all ATM surcharges are reimbursed(yes even $10 ones abroad).
The app works great and allows you to connect to other banks directly and move your money between the two as if they were the same bank.
Downside is no physical locations, so cash has to move through another bank account then get transferred into Schwab.
Checking and saving both yield about .5% which is way better than big banks typically, although lower than inflation/Tbills.
Can’t recommend it enough for people that don’t enjoy a $10 a month charge for the bank to profit off of your deposits.
The app works great and allows you to connect to other banks directly and move your money between the two as if they were the same bank.
Downside is no physical locations, so cash has to move through another bank account then get transferred into Schwab.
Checking and saving both yield about .5% which is way better than big banks typically, although lower than inflation/Tbills.
Can’t recommend it enough for people that don’t enjoy a $10 a month charge for the bank to profit off of your deposits.